Mortgage protection & final expense

Keep the house.
Whatever happens.

Coverage that pays off the mortgage and covers final costs, so your family keeps the home. Quoted by a licensed agent, on the phone, in about 10 minutes.

4.9127 Google reviews Licensed in 9 states No-exam plans
A mother, father and their young son smiling together on the couch at home
What your family keeps

If something happened tomorrow, would the house stay paid for?

Move three sliders and see a rough coverage range in plain English. Then get the real number on a 2-minute quote.

This is an estimate to start a conversation. It is not financial advice and not a quote. Approval and price depend on your age, health and the carrier.
$240,000
22 years
$5,500
Estimated coverage range
$375K to $525K
on a 25-year term
Pays off the houseTime to adjustFinal costs

Get my 2-minute quote
Estimate only. Not advice, not a quote, not a guarantee of approval or price.
What we quote

Protect the house. Plan for the goodbye.

Kitchen table in morning light with house keys and paperwork

Mortgage protection

Life coverage sized to your home loan, so a death or serious illness never turns into a missed payment.

A grandfather holding his smiling granddaughter outdoors

Final expense

A smaller whole life policy for funeral and end-of-life costs, so nobody has to pass a hat.

  • Many plans with no medical exam
  • Term lengths matched to your loan
  • Living benefit riders where offered
  • Straight term life, quoted side by side

One call covers all of it

A licensed agent compares the options with you and tells you which one they'd pick.

Independent agency

20+ top-rated carriers. We shop them, you pick.

HaldenMutual
CedarlineLife
BluewaterAssurance
Ashford & PineInsurance
Meridian TrustLife Co.
Granite PointFinancial

Carrier names are placeholders for this demo template.

Licensed in 9 states

Everything happens by phone and e-signature. You never need to come in.

FLFloridaGAGeorgiaTXTexasNCNorth CarolinaSCSouth CarolinaTNTennesseeOHOhioPAPennsylvaniaAZArizona
Reviews

What families say after the call.

4.9
127 Google reviews
★★★★★
"We'd just closed on our first house with a baby on the way. Erin matched a 30-year term to the loan, no exam, and it fit our budget. Done in one call."
MGMaria G., Tampa, FLMortgage protection
★★★★★
"Another company turned me down over my blood pressure. Erin asked the right questions, shopped it, and found a carrier that would cover me."
DTDwayne T., Marietta, GATerm life
★★★★★
"I wanted my kids to have nothing to pay for when I go. We set up a final expense plan in one phone call, and I stopped worrying about it."
LKLinda K., Knoxville, TNFinal expense

Sample reviews for this demo template.

FAQ

Straight answers.

A licensed agent picks up, not a call center.

What is mortgage protection insurance?

Life insurance sized to your mortgage. If you pass away during the term, the policy pays your family, who can use it to pay off the house or keep making payments. Some plans also include living benefits for serious illness.

Do I need a medical exam?

Often not. Many of our carriers offer plans that only need health questions over the phone. Whether you qualify, and at what price, depends on your answers and the carrier.

How much does it cost?

It depends on your age, health, coverage amount and term. A quote takes about 10 minutes on the phone and costs nothing.

What does final expense cover?

A smaller whole life policy for funeral costs, medical bills and other end-of-life expenses. Your beneficiary can use the payout however they need.

Will you keep calling me?

We call about the quote you asked for. Tell us once, or reply STOP to any text, and we stop.

Free, no obligation

Two minutes here. About ten on the phone. Then you know.

Get my 2-minute quote

4.9 · 127 Google reviews · No obligation
Best time to call

Thanks. You're on our list.

Erin will call you shortly.

  1. Erin calls you from (555) 014-2291. Have your rough mortgage balance handy.
  2. A 10-minute call: a few health questions while she shops 20+ carriers.
  3. You see the options and decide. No pressure, no obligation.
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